TalkRemit money transfer is a service that allows you to make instant money transfers online or by mobile app to African countries such as Nigeria, Ghana, Ethiopia, and Kenya.
TalkRemit Promo Code: Using promo code 3FREE, you will pay no fees for the first three transfers with TalkRemit.
How TalkRemit Works
You need to sign up on the website or download TalkRemit app for Android or iOS. You will need to enter your mobile number, email and password. TalkRemit will send you a text message, with a code, so that they can verify your mobile number. You will then need to provide your full name, address, date of birth, and nationality.
Once your account is successfully registered, you can go ahead and make the transfer. It is simple. You select payment option, enter the amount you want to send, then select new or or existing recipient (you can store recipient details for future faster transfers) and the method of receiving. Finally, you will get a summary of your proposed transfer then confirm and send.
If TalkRemit is unable to verify your account with the details mentioned above, they will carry out some further checks such as asking for a valid photo ID, utility bills, and bank/credit card statements (not more than 3 months old).
TalkRemit Payment Options
You can pay for your money transfer to Africa with a credit/debit card (Visa or Mastercard) or TalkRemit e-Wallet. You can also pay by bank transfer, but this option is not available in some countries. If this option is available in the country you are sending from you will see it in the payments section when creating your transaction.
For bank transfer, you need to first create your transaction with TalkRemit and then separately go to your online banking to create the transfer to pay for your transaction. You will be given a reference by TalkRemit to associate the payment to your transaction.
TalkRemit e-Wallet comes with TalkRemit app and can be funded via your debit/credit card or a bank transfer.
Your credit card company may consider your payment a cash advance and charge you a fee, similar to if you withdraw cash from the ATM.
TalkRemit Receiving Options
Your recipients in supported countries in Africa can receive the money in their bank account, mobile wallet, TalkRemit e-Wallet or cash.
TalkRemit Transfer Limits
Maximum transaction limits depends on your selected destination, payment method and payout method. To find out your limit, you need to enter an amount in the send field and you will be notified whether it’s over the limit or not.
TalkRemit Transfer Speed
The delivery time will vary depending on the payout options in the country your are sending to. For example, for a bank account, it is from instant up to 3 business days while mobile wallet and cash are instant.
Your first transfer with TalkRemit is free and if you use the promo code 3FREE, your first three transfers will be free. Transfer fees vary depending on country of destination. For instance, if you send 200 GBP to Nigeria, your fee will be 0.90 GBP. The fee and the exchange will be displayed before you make the transfer. There are no hidden fees.
Which Countries Can I Send to With TalkRemit?
You can send money from the countries listed here to the following African countries: Benin, Burkina Faso, Burundi, Cape Verde, Ivory Coast, Djibouti, Eritrea, Ethiopia, Gambia, Ghana, Guinea-Bissau, Kenya, Malawi, Morocco, Niger, Nigeria, Rwanda, Senegal, Somalia, Somaliland, Togo, Uganda, and Western Sahara. It is important to note that TalkRemit USA only works for sending money to the United States. You cannot send money from the United States to Africa using TalkRemit.
Is TalkRemit Safe?
TalkRemit is a UK company regulated by Financial Conduct Authority and fully verified by Visa and Mastercard. Moreover, TalkRemit has 100% money-back guarantee policy if the money does not reach your recipient.
TalkRemit has very few reviews on Trustpilot. It has a score of 2.3/5 from only 46 reviews of which 72% said the service was bad and 22% were satisfied with the service.