Sending money to Zambia has become easier, cheaper and faster. There are many options available depending on where you are sending the money from and receiving method convenient to your recipient. The services listed here will help you to transfer money to Zambia from European countries, the United States, Australia as well as many other countries. In addition, you can use some of these services to send for talktime to your loves ones.
WordRemit Money Transfer to Zambia
WorldRemit is one of the best money transfer services in the world today. It is possible to send money to Zambia with WorldRemit from more than 145 countries around the world.
Send money with WorldRemit using the code 3FREE and pay no fees on your first three money transfers.You will also receive a discount voucher for use in your next transaction when you refer a friend via your referral code. Other codes that you can also use are TRACE, NOLLYWOOD, APLUS, TFC, GMA, ASAP, Jollibee1, Jollibee2, Jollibee3, Jollibee4, WRBEE, EVENTS, CIMB.
How WorldRemit Works
What You Need to Send Money to Zambia With WorldRemit
Sending money using WorldRemit is simple and easy. You can send money using WorldRemit website or WorldRemit apps after registering. Fees and exchange rate will be shown before the transfer. Note that further verification documents may be needed from you apart from the normal documents such as a passport, national ID or driver’s licence.
WorldRemit Payment Methods
Depending on the country you are sending money from, you can pay for your transfer using the a card (debit, credit and prepaid), bank transfer, Poli, Interac, iDEAL, SOfort, Google Pay, Apple Pay and Trustly.
WorldRemit Receiving Methods
WorldRemit transfers can be sent to the receiver’s bank account, mobile money or for cash pickup at WorldRemit partner in Zambia, Unimoni. Besides, you can send airtime top up to MTN and Zamtel. For mobile money, you can only send money to MTN Mobile Money subscribers’ accounts in Zambia. The airtime, however, cannot be converted into cash.
WorldRemit electronic bank transfers can be received by account holders of all banks in Zambia. The funds will usually be available within one working day.
Generally, the minimal fee for sending to Zambia is GBP 3.99. WorldRemit offers free transer for your first three transaction if you use the promotion code 3Free. You will also receive a discount voucher for use in your next transaction when you refer a friend via your referral code.
Is WorldRemit Safe?
WorldRemit is a legitimate money transfer company regulated by various government regulators around the word and verified by Visa, MasterCard, Microsoft Azure and Security Standards Council.
Transferwise Money Transfer to Zambia
TransferWise is one of the newest international money transfer service. It was founded in 2011 by Estonians Kristo Käärmann and Taavet Hinrikus in the UK. In addition to money transfer services, Transferwise offers multi-currency virtual bank accounts, Transferwise Borderless. While many money transfer services only allow you to send money to individuals, Transferwise allows you to also send to business bank accounts in Zambia.
How Transferwise Works
What You Need to Send Money to Zambia with Transferwise
The process of sending money with Transferwise is straightforward. You need to sign up with TransferWise. You can sign up by connecting to your Google or Facebook account. To comply with financial regulations, Transferwise will ask for your personal details. Once your account is set up, you can proceed with your transfer.
Transferwise Payment Methods and Receiving Methods
Transferwise has a variety of options for you to pay for your transfer. These include card (debit/credit), bank transfer, PISP, and SWIFT. Your recipient needs to have a bank account to receive money via Transferwise. The service does not have cash pick up or mobile money service.
The amount you need to pay for money transfer depends the amount you’re sending, method of payment, and the exchange rate. Transferwise only charges you what it costs them to send your money plus a small margin. Transferwise uses mid-market rate for currency exchange, the rate banks use to trade between themselves, meaning it does not adds any margin on top.
Is Transferwise Safe?
Transferwise is safe. It is regulated by the Financial Conduct Authority (FCA) in the United Kingdom. The company is required by law to keep your money safe by storing it in a low-risk financial institutions.
Azimo Money Transfer to Zambia
Azimo was established in 2012 in the UK. It allows people to send money to Zambia from 25 countries including the the UK, the Eurozone, Sweden, Norway, Denmark, Switzerland and Poland. At the moment, the service is not available for US senders.
How Azimo Works
What You Need to Send Money to Zambia With Transfewise
You will need to verify your identity and confirm the details of the recipient such as name, address, bank account, etc. Then during the transfer process, you need to specify the amount of money and currency you want to send and how the money should be received.
Azimo Payment Methods
Payments can be done via online bank transfer, or using a debit/credit card on their website and Azimo apps available on both iOS and Android. Accepted cards are Master Card, Maestro and Visa. You can also pay via SEPA bank transfers. Azimio does not accept cash as a payment method.
Azimo Receiving Methods
The recipient in Zambia can receive funds via a bank account or mobile wallet. You can send non monetary remittance in form of mobile top up (airtime). The mobile top-up cannot be converted into cash. Azimo mobile wallet transfer is a new service that started in December 2020.
The first two Azimo transfers are free. The exact fee amount varies based on factors such as where you are sending money to and from and the payment method used (bank transfer or debit/credit card). For instance, if you send $200 to Zambia using a bank account, you will pay $4.99 in fees. Transfer to a mobile wallet, however, incurs a fee of $0.99 if you pay with a debit/credit card. If you pay with PayPal balance or a bank account, your transfer will be free of charge.
Is Azimo Safe?
Azimo implements compliance procedures to ensure customers’ transactions are secure. The services is verified by MasterCard and Visa. It is registered with Her Majesty’s Revenue and Customs (HMRC), regulated by the UK Financial Conduct Authority (FCA) and certified by German TÜV for data protection.
Mukuru Money Transfer to Zambia
Mukuru is an international remittance company service based in the UK that was established in 2006 by Rob Burrell, a Zimbabwean entrepreneur, and lead singer for the rock band Mann Friday. Mukuru offers money transfer services to many African countries including Zambia.
How Mukuru Works
What You Need to Send Money to Zambia With Mukuru
To send money via Mukuru, what you need is an official document such as a passport, driver’s licence, or a national ID. You can sign up online or visit a local Mukuru agent.
Mukuru Payment Methods
With Mukuru, you can pay using your card on Mukuru app, website or USSD. You can also pay via a bank transfer or in cash by visiting a Mukuru agent. In addition, the company uses Business WhatsApp API to allow customers to send money using WhatsApp as well as Mukuru Money prepaid debit card.
Mukuru Receiving Methods
If you are sending money using Mukuru, you must make sure that the recipient in Zambia is near Mukuru agents. The agents are only found in the capital Lusaka, Livingstone, Kazungula, Nakonde, Chirundu, and Kasumbalesa.
Mukuru charges a fixed fee based on the amount of money you are sending. You will know the exact fee before completing your transaction. But your first transfer to Zambia with Mukuru is completely free. Debit and credit cards, however, may incur some fees.
Is Mukuru Safe?
It is safe to send money using Mukuru. Mukuru is operated in Zambia by Remitix Limited. Remitix Limited is a private company incorporated under the laws of England. It is an authorised payment institution registered with the Financial Conduct Authority in the UK.
Taptap Send Money Transfer to Zambia
Taptap Send is a UK registered money transfer service, which has partnered with mobile money service providers in select African countries, including Zambia.
How Taptap Send Works
What You Need to Send Money to Zambia With Taptap Send
It’s simple. You first need to download the Taptap Send app. Then sign up and enter your information and your recipient’s name and mobile number and finally send.
Taptap Send Payment Method and Receiving Method
To pay for your transfer with Taptap Send, you need a debit card, credit card, and SOFORT/Klarna in Germany only. Taptap Send only sends money to MTN mobile wallets in Zambia. With MTN Mobile Money, receivers can withdraw cash from any mobile money agent or pay bills from their phone as well as buying airtime or data bundles.
You can only send money to recipients with numbers registered with MTN Mobile Money in Zambia. Other mobile money companies in Zambia are Zamtel and Airtel.
Taptap Send Fees and Exchange Rate
Taptap Send does not have a fixed fee. It will depend on the amount of money and where the person is sending from. However, you will know the amout you need to pay before sending.
Although Taptap Send does not charge a fee to your recipient, the recipient will have to pay a fee to the mobile money agent if they withdraw cash from their mobile wallet. The fees depend on the amount they withdraw. The sender, however, can send extra money to cover for the fee.
Taptap Send pools together transfers from all customers every day to negotiate hard on behalf of you to get the best possible rate – much better than what each individual customer could get alone. We keep part of the gain to pay our own bills and pass the rest of the gain on to you. Our aim is to offer you an exchange rate that is as close as possible to the real exchange rate that you can find on Google or Bloomberg.
Is TapTap Send Safe?
Taptap Send is authorised by the Financial Conduct Authority (FCA) and uses advanced encryption technology to protect your payments and data according to EU General Data Protection Regulation (GDPR) rules.
Final Thoughts on Best Ways of Sending Money to Zambia
If you intend to send money to your loved ones in Zambia, the above listed money transfer services are some of the best options to use because of speed, fees, payment options and convenient receiving methods for your beneficiary.